Ever want to tell your auto insurer to stuff it?

This video is great.

As we all know, the insurance business is about spreading risk across a pool of people who have known “statistically significant” risk factors. Age, gender, residence, etc are all taken into account because insurance companies have experts, called “acutaries,” telling them that these factors make a difference across thousands of policyholders.

And maybe they’re right. But this guy does a great job pointing out how stupid these factors are when applied on an individual basis.

Take a look below:
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